E*TRADE | Investing, Trading & Retirement (2024)

Check the background of Morgan Stanley Smith Barney LLC on FINRA's BrokerCheckand see
the Morgan Stanley Smith Barney LLC RelationshipSummary.

Investment Products • Not FDIC Insured • No Bank Guarantee • May Lose Value

PLEASE READ THE IMPORTANT DISCLOSURES BELOW.

Banking products and services are provided by Morgan Stanley Private Bank, National Association, Member FDIC.

Important Note: Futures and options transactions are intended for sophisticated investors and are complex, carry a high degree of risk, and are not suitable for all investors. For more information, please read the Characteristics and Risks of Standardized Options and the Risk Disclosure Statement for Futures and Options prior to applying for an account.You can also view the E*TRADE Futures LLC Financial Information and Disclosure Documents.

The fund's prospectus contains its investment objectives, risks, charges, expenses and other important information and should be read and considered carefully before investing. For a current prospectus, visit www.etrade.com/mutualfunds or visit the Exchange-Traded Funds Center at www.etrade.com/etf.

Investing in securities involves risk, including possible loss of principal. Past performance is not an indication of future results. Supporting documentation for any claims will be provided upon request.

  1. E*TRADE from Morgan Stanley charges $0 commission for online US-listed stock, ETF, mutual fund, and options trades. Exclusions may apply and E*TRADE from Morgan Stanley reserves the right to charge variable commission rates. The standard options contract fee is $0.65 per contract (or $0.50 per contract for customers who execute at least 30 stock, ETF, and options trades per quarter). The retail online $0 commission does not apply to Over-the-Counter (OTC) securities transactions, foreign stock transactions, large block transactions requiring special handling, futures, or fixed income investments. Service charges apply for trades placed through a broker ($25). Stock plan account transactions are subject to a separate commission schedule. All fees and expenses as described in a fund's prospectus still apply. Additional regulatory and exchange fees may apply. For more information about pricing, visitetrade.com/pricing.

    Offer valid for E*TRADE customers with an eligible brokerage (non-retirement) account and funded within 60 days of account opening with $1,000 or more. Promo code: BONUS24

    New customer opening only one account

    This offer applies to customers who (i) are opening one new E*TRADE from Morgan Stanley self-directed brokerage (non-retirement) account (“E*TRADE account”); (ii) do not have an existing E*TRADE account; and (iii) do not open any other new E*TRADE accounts for 60 days after enrollment in this offer. If you are an existing customer or plan to open more than one E*TRADE account, then please refer to the “Existing Customers or New Customers Opening More than One Account” terms below.

    Reward tiers under $200,000 ($1,000-$24,999; $25,000-$49,999; $50,000-$99,999; $100,000-$199,999) will be paid within seven business days following the expiration of the 60-day period. However, if you deposit $200,000 or more in the new E*TRADE account, then you will receive your cash credit within seven business days, followed by any additional reward owed based on your fulfillment tier at the expiration of the 60-day period. If you have deposited at least $200,000 in the new E*TRADE account and you make subsequent deposits in that new E*TRADE account to reach a higher tier, then you will receive a second cash credit following the close of the 60-day window. For example, if you deposit $250,000 into your new E*TRADE account, then you will receive a cash credit of $600 within seven business days. Then if you deposit an additional $300,000 into your new E*TRADE account, then you will receive an additional cash credit of $400 at the end of the 60-day window for a total reward of $1,000. If you deposit $500,000 or more in your new E*TRADE account, then you will receive two cash credits that will total $1,000 within seven business days. Cash credits will be paid to the new E*TRADE account where the deposit is made.

    Existing customers or new customers opening more than one account

    Existing customers or new customers opening more than one account are subject to different offer terms. Please click here to view offer terms.

    OFFER RULES FOR ALL PARTICIPANTS

    This offer applies only to E*TRADE from Morgan Stanley self-directed (non-retirement) brokerage accounts.

    New funds or securities must (i) be deposited or transferred to the new E*TRADE account within 60 days of enrollment in this offer; (ii) be from accounts outside of E*TRADE; and (iii) remain in the new E*TRADE account (minus any trading losses) for a minimum of six months otherwise your cash credit(s) may be surrendered. For purposes of the value of a deposit, any securities transferred will be valued as of the closing price of that security on the business day the deposit is received as reflected in the transaction history. Removing any deposit or cash during the promotion period (60 days) may result in a lower reward amount or loss of reward.

    Any assets transferred to the new E*TRADE account from an existing Morgan Stanley AAA brokerage account(s) will be excluded from the reward amount calculations, at E*TRADE’s sole discretion.

    If you are attempting to enroll in this offer with a Joint Account, then the primary account holder may have to fulfill at the tiers noted before the secondary account holder can enroll in this offer. If you experience any issues when attempting to enroll with a Joint Account, then please contact us at 800-387-2331 and we will be able to assist you with your enrollment.

    OFFER LIMITATIONS

    This offer is valid for one new E*TRADE self-directed brokerage (non-retirement) account and funded within 60 days with a qualifying deposit.

    The following account types are excluded from this offer: any business (incorporated or unincorporated) accounts, retirement accounts, advisory accounts, E*TRADE Futures accounts, Morgan Stanley AAA brokerage accounts, Morgan Stanley Private Bank, National Association accounts (“Excluded Accounts”). This offer excludes non-U.S. residents, and residents of any jurisdiction where this offer is not valid. You must be the original recipient of this offer to enroll. Customers may only be enrolled in one offer at a time. This offer cannot be combined with any other offers. Each customer is limited to a maximum of two new account offers.

    E*TRADE reserves the right to terminate this offer at any time.

    E*TRADE credits and offers may be subject to US withholding taxes and reporting at retail value. Taxes related to these credits and offer are the customer’s responsibility. E*TRADE and its affiliates do not provide tax advice.

    This offer neither is, nor should be construed as a recommendation or solicitation to buy, sell, or hold any security, financial product or instrument or to open a particular account or engage in any specific investment strategy.

  2. In StockBrokers.com's 2023 Online Broker Review of 17 firms across 196 different variables issued January 24, 2023, and based on evaluation conducted from January 1, 2022 – December 31, 2022, E*TRADE was awarded the #1 Investor App, and #1 Web Trading Platform. In addition, E*TRADE received five Best in Class distinctions: Overall Rating, Research, Mobile Trading Apps, Education, and Ease of Use. E*TRADE's star ratings for all category rankings out of 5: Overall (5.0 stars), Customer Service (4.0 stars), Commissions & Fees (4.5 stars), Research (5.0 stars), Platforms & Tools (4.5 stars), Mobile Trading Apps (5.0 stars), Investment Options (4.5 stars), Education (5.0 stars), Ease of Use (5.0 stars).Read the 2023 Online Broker Review.

  3. The Annual Advisory Fee is 0.30%, or as low as $1.50 for $500 in assets, and is the direct fee charged to any client in the advisory program. The advisory fee does not cover underlying management fees and expenses of any mutual fund or ETF investment held in the portfolio.

  4. The 2023 Benzinga Global Fintech Awards were decided by a panel of expert judges and spanned a diverse range of fields, including cryptocurrency, brokerage services, investment platforms and educational tools, showcasing an array of novel investment strategies, advanced financial technologies and initiatives enhancing financial education and accessibility. Read the 2023 Global Fintech Awards Review.

  5. Each futures trade is $1.50 (per side, per contract, plus exchange fees), excluding cryptocurrency futures trades, which are $2.50 (per side, per contract, plus exchange fees). In addition to the per contract, per side commission, futures customers may be assessed additional fees, including applicable futures exchange and National Futures Association fees, as well as brokerage charges for execution of non-electronically traded futures and futures options contracts. These fees are not established by E*TRADE Futures LLC (“E*TRADE Futures”) and will vary by exchange.E*TRADE Futures may participate in U.S. futures exchange rebate programs pursuant to which E*TRADE Futures may receive remuneration based on the quantity or volume of orders submitted or trades executed by E*TRADE Futures customers on such exchanges.

Prior to investing in a managed portfolio, Morgan Stanley Smith Barney LLC will obtain important information about your financial situation and risk tolerances and provide you with a detailed investment proposal, investment advisory agreement, and wrap fee programs brochure. These documents contain important information that should be read carefully before enrolling in a managed account program. Please read the Core Portfolios Wrap Fee Programs Brochure for more information on the advisory fee, rebalancing methodologies, portfolio management, third-party transactions, affiliations, and services offered.

Securities products and investment advisory services offered by Morgan Stanley Smith Barney LLC, Member SIPC and a Registered Investment Adviser. Commodity futures and options on futures products and services offered by E*TRADE Futures LLC, Member NFA Stock plan administration solutions and services offered by E*TRADE Financial Corporate Services, Inc., and are a part of Morgan Stanley at Work. Banking products and services provided by Morgan Stanley Private Bank, National Association, Member FDIC. All entities are separate but affiliated subsidiaries of Morgan Stanley. E*TRADE from Morgan Stanley and Morgan Stanley at Work are registered trademarks of Morgan Stanley.

System response and account access times may vary due to a variety of factors, including trading volumes, market conditions, system performance, and other factors.

Statement of Financial Condition | About Asset Protection | Account Agreements and Disclosures | Quarterly 606 Report | Business Resiliency Plan

©currentYear E*TRADE from Morgan Stanley. All rights reserved. E*TRADE Copyright Policy

I am an expert in financial services and investment, and I have a deep understanding of the concepts and terminology used in the provided article. My expertise is demonstrated by my knowledge of the financial industry, including brokerage services, investment products, and regulatory considerations. Now, let's break down the information presented in the article:

  1. Morgan Stanley Smith Barney LLC Background Check:

    • The article encourages readers to check the background of Morgan Stanley Smith Barney LLC on FINRA's BrokerCheck. This is a standard practice to ensure the credibility and reliability of a financial institution.
  2. Investment Products Disclaimer:

    • The article mentions that investment products are not FDIC insured, have no bank guarantee, and may lose value. This is a standard disclaimer in the financial industry, emphasizing the inherent risks associated with investing.
  3. Banking Products and Services:

    • Morgan Stanley Private Bank, National Association, provides banking products and services. Readers are informed that these are separate from investment products, indicating a distinction between banking and investment functions.
  4. Futures and Options Warning:

    • A cautionary note is included about futures and options transactions, stating they are intended for sophisticated investors, involve high risks, and may not be suitable for everyone. This aligns with the complex nature of these financial instruments.
  5. *ETRADE Pricing and Offers:**

    • Details about E*TRADE's pricing structure, including $0 commission for certain online trades. The article outlines potential exclusions and specifies service charges for certain types of transactions.
  6. *Promotional Offer for New ETRADE Customers:**

    • A promotional offer is highlighted for new E*TRADE customers who open a self-directed brokerage account. The offer includes cash credits based on the amount deposited within 60 days, with different reward tiers.
  7. Offer Limitations and Exclusions:

    • Specific limitations are outlined, excluding certain account types, business accounts, retirement accounts, advisory accounts, and others from the promotional offer. This information helps readers understand eligibility criteria.
  8. *ETRADE Awards and Recognition:**

    • The article mentions E*TRADE's recognition in StockBrokers.com's 2023 Online Broker Review, where it received top rankings in various categories, emphasizing its position as a leading investor app and web trading platform.
  9. Advisory Fee Information:

    • Details about the annual advisory fee charged by E*TRADE for its advisory program. The fee does not cover underlying management fees and expenses of mutual funds or ETFs in the portfolio.
  10. *ETRADE Futures Commission and Fees:**

    • Information about futures trades conducted through E*TRADE Futures, including per-contract commissions, exchange fees, and potential participation in U.S. futures exchange rebate programs.
  11. Managed Portfolio by Morgan Stanley Smith Barney LLC:

    • Prior to investing in a managed portfolio, Morgan Stanley Smith Barney LLC collects important information about the investor's financial situation and risk tolerances. Various documents, including an investment advisory agreement, are provided for the investor to review.
  12. Entity Information:

    • The article provides information about the entities involved, including Morgan Stanley Smith Barney LLC, ETRADE Futures LLC, and ETRADE Financial Corporate Services, Inc. These entities offer different financial products and services.

In summary, the article covers a range of topics related to financial services, including investment products, brokerage services, pricing, promotional offers, and awards received by E*TRADE. The information is presented with a focus on transparency and risk disclosure.

E*TRADE | Investing, Trading & Retirement (2024)
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